The credit card capital one mobile app is an incredible tool developed by Capital One. You now have an easy and efficient method of managing your credit card accounts wherever you are. Whether you’re a new customer or a long-time customer, you can make the most out of the app with the features listed below.
Features of The Credit Card Capital One Mobile App
Many of the features provided by the app help users perform important tasks. These include reviewing transactions, making payments, getting offers, and redeeming rewards. There are also additional security features for card owners to protect their accounts.
Login and Security
The first you login to the credit card capital one mobile app, you’ll need to provide your username and password. The bank additionally uses two-factor authentication via text message to ensure it’s you. Once you log in, you can either enable facial recognition or fingerprint verification to speed up the login process later on.
Credit Card Capital One Mobile App Security
If you lose your card or if it’s stolen, it can be locked from the app to prevent unwanted transactions. If the card is found, later on, you can unlock it. You can also apply for a card replacement via the app if the card is lost or damaged.
Capital One is one of the few card issuers that allow their customers to virtual card numbers. This enables users to shop online, and make payments without using their real card numbers. You can request for a card number via the credit card capital one mobile app and use it whenever you need. Once you’re through with it, you can cancel the number and get a new one without affecting your main account.
Capital One lets its users create a number of alerts to monitor their accounts. Enabling them to avoid being exploited. You can request the alerts in different forms (Push notification in the app or email). The forms of alerts include;
- Available credit is below a certain amount
- A transaction was made outside of the U.S.
- Certain payment is due.
- A payment has been scheduled or posted.
- A payment is past due.
- A purchase over a certain has been made.
Credit Card Capital One Mobile App Payment Options
You make payment directly from the credit card capital one mobile app. To do this, you’ll assign your pay-from account, the payment date and the amount. If you don’t have a pay-from account or want to change it, you can do so in the app.
You can also add automatic payments to the app. If you prefer to do it manually, you can add the monthly due date to your calendar app.
You are able to view your rewards balance and redeem rewards directly in the credit card capital one mobile app. All the redemption options are available to you, and you can see the requirements for each one. The cashback.
The mobile app allows users to view their cards’ benefits; so they can easily take advantage of their value wherever they are.
You can view and activate offers from the Capital One mobile app. This comes in handy while shopping online; or if you just want to view offers from specific retailers.
To activate any offer, you need to visit the seller through the mobile app or online account. Though you can’t use it for in-store purchases.
Credit Score Access
This makes use of the ‘CreditWise’ platform available in the app; which gives free information about your credit score. Again, this gives you alerts concerning any important changes to your credit report.
This helps you to take note of all your recent transactions. Users can consequently view previous statements to review older transactions. This way, your vulnerability to credit card fraud is minimal.
You can download the app for free on the Google Play store for Android or Apples App Store for IOS devices.
Steps To Download The Credit Card Capital One Mobile App
For Android users
- Open the Play Store app.
- Tap on the search bar and type ‘Capital One Mobile’.
- Tap the ‘install’ button.
- Wait for it to install.
For IOS users
- Open the App Store.
- Tap on the search tab and type ‘Capital one Mobile’.
- Tap the ‘get’ or cloud icon.
- Wait for the download to finish.